Same, but I suspect that I don't have any issues with hitting caps because I actually still do plenty of the thinking myself, and just use the AI to help accelerate some of the boring stuff I don't want to do myself. This has been especially nice for my personal projects at home. It has made me much more likely to actually want to work on my side projects when I don't have to deal with some of the tedium after working on my company's tedium all day.

I suspect that most of these people who are burning through thousands of dollars worth of tokens at home are largely producing big ol' piles of slop.