With you here. I'm using my cheapo 16gig vram card I picked up a year or so ago, and I'm like -- yes, I percieve that you can pay for way more tokens per second that I can do at home.
But that feels like measuring productivity in lines of code. For what I'm doing, I'm not seeing the benefit in any subscription.
Sure, I can't one-prompt a whole new boring CRUD app, but oh well.