Assuming you have a public library that offers these things, of course. Much like people talking about how great Libby is; you can get it through my library, but the selection is extremely limited. And very few libraries offer a good set of options, even for a substantial fee, to non-locals.
I can’t promise I would pay $300/yr to access a great public library, but I would like the option to try it.
My in-laws have a decent (not great, but decent) one in their city, and for sure they will never use it, but they aren’t going to drag the documentation up there and get cards just for me.
if (and a BIG if) you are california, you can get a library card to any in state library, regardless of where in the state you live. Between San Francisco, LA, and San Diego, I think I have pretty much the full suite of anything I can borrow from the eLibrary system.
Yes, NY has similar policies.
Many of us do not have that option.