At which point you are going to be competing in court with a company that has a current market capitalization of $1.6 trillion dollars.

Only up until the point the judge says, "Meta files a motion to compel arbitration and it looks like you're bound to that arbitration clause. You didn't send a letter during the provided 30 day window. It all checks out, good luck to you both."

Then you will be competing in an American Arbitration Asssociation's 'Alternative Dispute Resolution', which is even less favorable for the consumer :D