The most plausible near-term path is probably micropayments embedded invisibly in AI agents. Your agent that has learned what you value and can make a reasonable decision to allow a micropayment for certain content pays on your behalf without requiring a conscious decision each time, eliminating the mental transaction cost problem entirely. It's the mental transaction cost that arguably led to the failure of the micro payment model back in the early 2000s.

Although the cynical part of me says that this will result in malicious actors trying to trick agents into giving out a bunch of micro payments. There are counter defenses that can help detect and compensate for that, but perhaps the best we will be able to do is prompt user with the default agent recommendation.