>"My time is worth $0 unless I'd otherwise be earning money."

That's the key insight and difference, and not one we can necessarily persuade each other :). My time is worth a LOT to me. I can use the time to play with my kids, be with my wife, play a video game or a musical instrument, read a book, or even doomscroll, if that's what my brain needs at the time. These are things that bring me joy, and mowing the lawn doesn't. I spend a lot of my time doing things out of necessity that don't bring me joy. I have precious little time for things that do bring me joy. I'm not looking to optimize for things I hate.

Don't get me wrong, as I said, I DO laundry and dishes and cleaning and stupid lawn mowing (grr!) and some repairs etc (I don't even have a rumba :). I used to do more car maintenance myself. But when I do bring somebody in to do the work, I do not feel guilty about it - I work my ass off doing things I'm good at and being paid for it, and in turn I sometimes pay others who are way better and more efficient at something than I am :).

Milleage may vary :).