> Does anyone buy a new phone every year? I've never met them.

Look around where your posting and remember that Apple has an upgrade program as well as most US cell carriers that will push you to upgrade your phone. Let a lone the thousands of Apple product release threads where people brag about buying the latest and greatest device.

> Do you really need the fancy clothes from Target when the ones from Walmart or Goodwill are much cheaper?

Now I’m confused, are Target brands considered fancy?