I remember only having enough money to buy the C64 initially and being so relieved to have the checksum on the typed in programs match up, it was ephemeral but it was either that or cartridge programs. The tape drive was the next purchase for me and finally the hard drive. It was still a bargain for the features IMHO compared to the Apple II and other competing devices like Sinclair and Ti99.
A hard drive for the c64? Are you sure you didn’t mean the floppy disk drive?