I don't think you can ever trust one service with critical data. Some Claude instance deletes your prod database, you have to restore from an offsite backup because it also deleted your local backups. Even at small startups we did pg_dump to AWS from GCP because ... who knows what is going to happen to GCP, and we want to continue to be in business if that happens.

I don't feel safe with any one single point of failure. "Your credit card bounced", "you thought it was dev", "you got hacked", etc. are all the same problem to me and no cloud provider solves those merely by setting up an account.