That might work if it wasn't for FOMO. Are you ok with only $20 of frontier usage a month?

Subjective, but if we compare to compute not everyone needs the most expensive laptops or super computers for their work.

I think frontier models will be invaluable for scientific research, defense, financial analysis and such. But the average person probably would be reasonably well-served with a local model.

If you're in sales, customer service, product management and such - the leading open models at the 30B mark are already good enough.