Apple dictation on MacOS is actually pretty dang good. I've got it bound to a double-tap on fn and I use it pretty regularly.

try wisprflow and then tell us it's good

Wisprflow is not $12/month better than ios.

I’d much rather have “cheap, dependable, and good enough” over oligarch pricing for what used to be a one time software purchase any day.

I just installed this and already despise its pricing model. I trust this product approximately zero.

Open-source STT apps are plenty and just as good. Pick one from this list:

https://github.com/primaprashant/awesome-voice-typing

there are plenty of free alternatives using the same models