Your Emacs (or my VIM) config was simple text file, that you can open in a simple text editor, and customize it as needed, and you know where is what. My VIM config is 20 year old. A year or 2 ago, I just dumped the manual package management, and started using a plugin manager.

There are no gatekeepers, no dependencies!

This, require you to have pay $20-$200 to a 3rd party corporation, or have a kind of beefy GPU (to run locally), run some instructions on text file, keep editing till it might does what you intend it to.

You are knowingly adding a dependency, which probably will become a hard dependency when everything goes jumbled up for human reviews, either on a beefy GPU or sending your data to a shareholder pleasing corporation.

Let's distinguish, how these are not the same, and the real price we pay

You mean no gatekeepers besides whatever the people who build the UI applications decide the limits should be.