One correction: if no more value can be produced organically, this doesn’t mean that society will stale and money is hoarded among a few families.

Rather, the powerful will turn on each other and start waging war eventually, and the expendable bodies used in that is everyone else.

Neither of you mention creativity. The article too gives the impression that the world is made out of work (like turning a treadmill), and assets (inherently unfair). The point of it all is apparently to live, like a sessile sponge in the ocean, hence "living wage".

> Now at some point, the humans involved in handing out currency decided that too many people were living too nicely.

The origins of currency are mysterious. There were certainly some number of kings and tribal chiefs who minted coins and handed them out, mostly I think to soldiers. There were also traders using whatever coins and other small valuable objects. But I don't think anybody decided anything, except when messing around with taxes. I suppose company scrip comes closest to this vision, where your lack of money is determined by the mastermind who also creates it and hands it out and decides everybody's roles. That or communism. Generally no, it's not a rigged game, it's a messy brawl.

The core foundation of society is built around work. We trade our time, skills and attention for a pay check that allows us to sustain ourselves, our families, and that we can use as a means to achieve our goals. The key problem is that society devalues this work year after year, as those with assets are rewarded simply for holding a legal deed. Creativity can get you far when you have nothing, but there is a limit as to what it can achieve.

I disagree with the commenter that your replied to directly, who seems to believe the world is a zero-sum game. However it's also naive to believe that the game is not rigged, and that those who complain simply lack creativity.

In a healthy society, choosing to work to serve others 40 hours a week, should afford you the ability to acquire enough capital to buy a small house and start a family after 10 years. Unfortunately, this is now unachievable in many parts of the world.

>In a healthy society, choosing to work to serve others 40 hours a week, should afford you the ability to acquire enough capital to buy a small house and start a family after 10 years. Unfortunately, this is now unachievable in many parts of the world

I'm not necessarily disagreeing with you, but you seem to leap from "it is hard to buy a house these days" to "this is the fault of people accruing capital".

I'm trying to understand this leap. I think you mean that generational wealth means some people start with all the cards, and their buying power decides what house prices are?