> The most optimal thing to do in our world is to pick an age, say, 60, and until your 60th birthday, maximize your suffering via frugality to just under the tolerable limit so as to maximize your potential for compound interest. This leaves you with the most freedom and opportunity during the most fun part of your life, when you no longer have to sell your labor and can do whatever you want.
This is the most depressing thing I’ve read in a while.
You don't have to act optimally according to the current system, I don't. My concern is many seem to try to act optimally without understanding how depressing the reality of its incentives are.
I think the thing you are missing is that people are quite complex in how they model these things internally. What works for you, may not work for them.
I don't think your advice is good "general advice" but if you treat it as a "this works for me, it might for you", then it might be worth reading.
I'm not sure if you caught that my post was a criticism of the system. I'm just describing what the optimal strategy is as prescribed by how our society is structured, not advocating for it.