Some of these are questionable, but 3 and 5 stick out. Being included makes it sound like whoever wrote this list doesn’t really know what Zed is?

It’s a local text editor. The only thing an account gives you is access to their specific flavour of coding agent and a collaboration server.

> If your payment lapses, they reserve the right to delete your account and all associated data with no liability.

Pretty much the only associated data is your payment info.