The problem is that you are being a consumer, not a builder. You are over-spending on products that are designed to depreciate faster than they are worth. Other than RAM and GPUs these "tech" devices are worth less than they were a year ago.
Just build and sell things yourself.
Opting out of consumption = good
Opting into creation = good
How is creating low value, quickly depreciating products good? The op implied this is all a scam, and the went on saying author should become the scammer instead of the victim.