> in some countries banks have been removing functionality from their online-banking website, and you can only do certain things in the phone app.

The most infuriating I've seen, is a bank which removed the anual tax report (which you need to do the anual income tax) from the online-banking website, requiring you to use the phone app... to download a PDF file, which you then have to transfer to the computer anyway so you can print it!

You can print from your phone, and also you probably don't even need to print it.

Fwiw, iOS lets you print to network attached printers directly, no macOS needed.