I want people to read this sentence from https://www.linux.com/news/10-years-git-interview-git-creato...

> So I’d like to stress that while it really came together in just about ten days or so (at which point I did my first kernel commit using git), it wasn’t like it was some kind of mad dash of coding. The actual amount of that early code is actually fairly small, it all depended on getting the basic ideas right. And that I had been mulling over for a while before the whole project started. I’d seen the problems others had. I’d seen what I wanted to avoid doing.

Just so that people know that creating software is not only coding.

My comment is unrelated on the point you are making about expenses.