Our bank (a major retail bank in UK) is refusing doing business with OpenRouter and OpenRouter issued a refund which we did not request. So something is up. There is that.
I might be paranoid but I feel that access to models will become more constraint in the future as the industry gets more regulated.
I don't quite understand what you mean by something is up. Was the reason around security/telemetry or similar?
Bank refused to provide reasons - even after a formal complaint was raised with them.
We are not the only one. I found other people online experiencing the same issue. It is hard to tell how wide-spread this is but it is strange to say the least.
OpenRouter accepts crypto for payments. That should have raised some flags with banks.