I don’t entirely know. It’s not something that especially bothers me.

I will say that I think the forced linking has encouraged other unpleasant behavior like the profile folder hijacking to OneDrive. I rather like having this stuff in OneDrive. I do not like that it is pushed so aggressively. “We moved all your stuff to OneDrive. You need to subscribe so we don’t delete it.” This feels hostile. So some of the distaste with logins tied to the cloud is probably more about the surrounding ecosystem.