Not sure. AI is sort of car ownership price. I think while that ain't poor, that is middle class.

So like if you want to start a business of any sort the AI sub is still peanuts.

AI is a car, or a dog, or a mild social life, or a utility bill level of cost. And thats for the level needed for a sane typical developer. (AI maximalists need 250k/y, let them slop it out)

It is not a Cessna, an infinity pool or a 1 month vacation.