Eh… Titanic did flood in the engine rooms so… might work?
That humor aside: I think it’s about risk tolerance, and you configure accordingly.
You lock it down as much as you need to still do the things you want, and look for good outcomes, and shut it down if things get too risky.
You practice free love, but with protection. Probably still fun?
Big difference between running a bot with fairly narrow scopes inside a network available via secure chat that compounds its usefulness over time, and granting full admin with all your logins and a bank account. Lots of usefulness in the middle.