Premature abstraction is one of the worst pitfalls when writing software. It's paid for up front, it costs developer time to understand and work with, it adds complexity (tech debt), increases likeliness of bugs, and increases refactor time. All for someone to say "if we ever want to do X". If we wanted to do it, we'd do it now.

I truly believe this comes from devs who want to feel smart by "architecting" solutions to future problems before those problems have become well defined.