As someone who believes strongly in type based programming and the importance of good data structure choice I'm not seeing how Rule 5 follows Rule 1. I think it's important to reinforce how impactful good data structure choice is compared to trying to solve everything through procedural logic since a well structured coordination of data interactions can end up greatly simplifying the amount of standalone logic.
Data cache issues is one case of something being surprising slow because of how data is organized. That said, Structure of Arrays vs Array of structures is an example where rule 4 and 5 somewhat contradict each other, if one confuses "simple" and "easy" - Structure of Array style is "harder" because we don't see it often; but then if it's harder, it is is likely more bug-prone.
But good data structure is not always evident from the get go. And if your types are too specific it would make future development hard if the specs change. This is what I struggle with
Professionally I'm a data architect. Modeling data in a way that is functional, performant and forward facing is not an easy problem so it's perfectly fine to struggle with it. We do our best job with what we've got within reasonable constraints - we can't do anything more than that.
I found that over time my senses have been honed to more quickly identify things that are important to deeply study and plan right now and areas where I can skimp more and fix it later if problems develop. I don't know if there was a short cut to honing those senses that didn't involve a lot of pain as I needed to pick apart and rework oversights.