You know that before the ACA, there were lifetime maximums and if you couldn’t get treatment you would probably die?

And all of those people with pre existing conditions didn’t have just “delays” getting healthcare they didn’t get it all.

So sure insurance is great in America for you if as your handle suggests you work in tech in SV.

I don’t have a dog in this fight. I’ve got an exit plan if I have to get insurance before I’m 65 amd may just retire here even after 65