In Australia you will get a fine and demerit points for speeding or for running through a red light. The points don't go away even if you pay the fine. If you go through a year without infractions, one point will be taken off. I think that's a fair system. More details here [https://www.nsw.gov.au/driving-boating-and-transport/demerit...] and here [https://www.primelawyers.com.au/traffic-law/speeding-offence...]
Coming to the part about issuing fines to the registered owner, you can nominate a different driver online here, when replying to the fine. The person nominated need to accept this as well before it is taken off the person to whom the vehicle is registered to.
Right, many other countries let you point the finger at someone else. The problem is that in the US the government is not legally allowed to even issue a ticket unless they can prove that the person they are prosecuting is the guilty party. Merely being the owner of the car is not enough.