> Stop tying healthcare to private insurers and employers. State-level single-payer models by default via fixed payroll deductions per employee, and let the government dictate or negotiate costs.

Most state-run workers compensation and Medicaid funds are already insolvent. Until that gets resolved, no attempt at creating a single payer fund is possible.

> stop subsidizing huge consumers (like data centers) by raising customer rates, and keep expanding renewables and battery storage to depress costs in the long haul

Most DC projects in the US have already integrated renewable and battery storage systems thanks to Biden-era subsidizes and capacity building.

Utilities are using data centers as a scapegoat - the reality is most are stuck with fiscal liabilities due to COVID along with insurance and raising prices as a result.

> Right to repair can lower auto/property insurance rates over time by making shit repairable, and liability/workers comp can begin coming down once healthcare is meaningfully addressed

I support right-to-repair at a personal level as a tinkerer, but that wouldn't move the needle for the insurance problem.

The big issue is the COVID pandemic era liabilities that continue to require to be paid out to this day.

It's the same for workers comp as most workers comp funds are already insolvent.

> Not being mentioned in the report (but raised by other commenters) is the general cost of living will continue driving wages higher...

Becuase that's not something that dramatically impacts the bottom line in most industries - most businesses can afford increasing salaries a couple dollars an hour by reducing capex next year, reducing hours for existing employees, or moving employees to the salaried bucket.

But if my insurance premiums are constantly increase by 7-20% YoY it becomes difficult to manage.

Edit: can't reply

> What do you (sic) proscribe as a solution then?

F#ck if I know.

This is a polycrisis, and each state will have to solve stuff individually because of the federal nature of the US. The pandemic was brutal and we're still facing feeling it's reverberations to this day.