If you're in Europe you can use Curve Pay, PayPal and multiple banks which haven't moved to Google Pay. Alternatively, pay in cash if you want privacy.

You cannot pay with cash in a lot of places in my European country. The number of no cash places is increasing by day.

You can use your debit card though.

Curve Pay refused to give me an account on my Murena FP6 and no local bank offers contactless without google pay, so I'm stuck using a bank card like a caveman.

> Curve Pay refused to give me an account on my Murena FP6

That's probably because /e/OS uses microG, which is vastly inferior to Sandboxed Google Play on GrapheneOS, and has much worse app compatibility. You should also know that /e/OS is a highly insecure OS, and both Fairphone and Murena are constantly misleading their customers with false marketing and false promises.