Yes, it was clear that you wanted to refocus this as a moral problem of people. But that's irrelevant. The point of the guy above is that there is a system (the market) that creates certain incentives, and as a result, we have what we have. That's why I ask: what's your point? We still have all these problems.
So are you asking how to change it? I think that's pretty obvious once people understand it's a collective social choice - organize to change it. The point is "the market" is not some mysterious unreachable force.
For example, this comment https://news.ycombinator.com/item?id=47181837 is wrong; even if you had large amount of people acting like that person does, you would still likely have a system that doesn't work in the interest of society.
I'm no asking how to change it. And I don't think anyone has suggested that the market is some mysterious unreachable force. To be honest, at this point it's clear that you're being condescending and assuming people believe something foolish instead of trying to understand what they're actually saying.