I don't know if its still like this but around 1 year ago I set a spending limit for an OpenAI api key but it turns out its not a true limit. I spent 80$ on a 20$ limited key in the matter of minutes due to some bad code I wrote causing a looped loop.

I still had to pay it or else I wouldn't have been able to use my account.

> or else I wouldn't have been able to use my account.

Would that have been so bad? The world might be a better place if people stopping pouring money into that cesspit.

By continue to use their services, you're encouraging the anti-consumer tactics you're complaining about.