I would like to try game development, only for personal satisfaction, and I will definitely be using coding agents and AI generated assets to help. I have very little free time and I am a decent enough programmer that I think I should be able to pick up what the agent is doing if I keep the chunks small enough and review each time. And this will be for my own hobby purposes and possibly for my children only.

But, if I were to make a game for commercial purposes I would very much either avoid using AI, or use it only for the code (and not reveal that), because as you rightly point out, the indie gaming community is massively against AI, and will reject your game if they know you used it.