> I will still want somewhere as a secondary area incase I loose access to my apple account
I'm quite content with Apple's Password app but I pay for 1Password only for the peace of mind of having a backup in case Apple ever locks my account. I will suck it up and pay the higher price.
Part of my migration plan from 1Password to Apple Passwords is making sure I have all the account recovery options possible.
I had risks with 1Password as well. If my house were to burn down, and my phone was also inside, I’d lose it all. I have offsite backups, but I need 1Password to get into them.