Venmo has a g&s equivalent. Not sure about the others

Venmo banned me for life because I and a friend both signed up a new account to try to send money to each other. The money disappeared, both accounts were locked and they told me I'm never allowed to open a Venmo account again because of my terribly fraudulent money laundering.

Venmo is owned by PayPal

Yes but they drew a distinction, so I was just clarifying