How many services do you have subscribed to? from simple PHPBB boards to very much official product and online shops? How do you manage all those username/password? The single point of failure of relying on Google/Apple is real, but so is the manual and laborious process to auth via email/password and the managment that goes with it.

I have 400 entries in my password manager. I manage them with my password manager. There is no single point of failure.

Isn't your password manager a single point of failure?

How do you mean that?

Each password is a PGP-encrypted file, encrypted to security keys. The files are backed up in different places, including my laptop and my phone. The password manager app runs offline, so it has no reason to suddenly fail, but even if it did, my passwords are just encrypted with PGP, so I will never be "locked out".

I find it very unlikely that it would get compromised: again it's encrypted to security keys. If my device is compromised, the attacker can extract the passwords that I decrypt while the attacker has control, but not the whole database.

To lose my passwords, I would need to simultaneously lose all the copies (on my devices, and on the cloud). To lose access to my passwords, I would need to simultaneously lose all security keys.

Doesn't feel like a single point of failure. Or do I misunderstand what you mean by that?

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