USDC has been an option for nearly 10 years
You can circumvent international wire transfers for cheaper and faster
The same banks give less scrutiny to domestic transfers so just convert your international wires into domestic ones - from the domestic exchange to your domestic bank account
We’ve done that specifically with our Indian vendors and vice versa for 10 years
there are options that are stable and regulated, so there is absolutely no reason to appeal to the authority of an antiquated and onerous regulation