I don't think this is a meaningful distinction. Most people here likely change more than just a 'few settings' and either download one of the debloat tools or generate an autounattend.xml before installing, and some replace the default search with Everything.

Unless you're working in an environment where absolutely no third party tools are allowed, it's expected for someone to spend at least a little bit of time adjusting the workspace to their preferences.

Additionally all of the tools I listed technically have paid plans but they're all free to use, I've never paid for Raycast yet even the free features blow out of the water any desktop management/productivity tooling I've used on Windows or Linux.