Keep in mind there are two Americas, a wealthy one and a not wealthy one; someone posting on HN is likely in the former bucket, and not juggling a retail job and doing Uber on the side while being unable to afford healthcare.

I'm not sure even wealthy America is better off. They might have their $3M mansion in a nice town but it will still have no sidewalks, be 2 miles from school, and an hour from major city center.

I don't know where you've gotten the idea that wealthy Americans spending $3M on their homes can't have sidewalks or live near major city centers. It's a big country, so there's lots of places that don't have sidewalks or aren't near a city. But any wealthy American who wants those things can easily get them without making compromises.

(The school thing I'll grant you, although in a car-centric country a school 2 miles away often takes like 5 minutes to get to.)