If you have a client app that you think is reliably filtering spam, then to be blunt: you aren't receiving any spam, at least to first approximation. My stack of stuff on my three decade old personal account has a 95%+ hit rate (something I might naively be tempted to label as "reliably filtering spam"), and I see see more spam than signal in the inbox.

GMail, on the other hand, is damn close to 100%. And it does it through excruciating application of heuristics like "don't trust agents that don't set SHOULD headers".

But GMail is accepting the Mails from his payment processor? It's just Google Workspace that won't