>what's the value of paying someone for a product like this vs just building it myself?

Same thing it’s always been. Convenience. Including maintenance costs. AI tools have lowered the bar significantly on some things, so SaaS offerings will need to be better, but I don’t want to reinvent every wheel. I want to build the thing I want to build, not the things to build that.

Just like I go to restaurants instead of making every meal myself.

Right, but paying for food at a restaurant doesn't get me any closer to owning a restaurant. If promises are delivered on for these agentic coding platforms (which I do believe in), it seems the most reasonable path forward is to use those platforms to build your own platform.