It used to be more of an issue when I was younger. Now that I'm older and more 'seasoned' (plus reflexes do slow down), I'm far more patient and have no issue maintaining a healthy following distance. I think the statistics reflect this in age vs. accident rate as well.

Unfortunately, sometimes over a 45 minute freeway commute, dropping back repeatedly means arriving 15 minutes or more later. Again, no big deal now, but it was somehow unacceptable when I was younger.

For your commute to take 4/3 the time, you would have to be averaging 3/4 the speed -- going 45 in a 60. That doesn't make sense because even going 55 would mean traffic pulled away from you rather than you having to drop back from it. Going 55/60ths the speed means you arrive in 60/55ths the time, or an extra 4 minutes on a 45 minute commute.