A driver who frequents risky roads is a concern to insurers, just as a driver who has risky behaviors.
The cause of hard braking isn’t mutually exclusive: bad driving or bad road design.
A driver who frequents risky roads is a concern to insurers, just as a driver who has risky behaviors.
The cause of hard braking isn’t mutually exclusive: bad driving or bad road design.
Similarly, a road that is frequently travelled by risky drivers is a risky road!
This is part of the reason insurers include zip code in their risk profiles.