The perception may be that anything AI related will be obsolete in months. So why pay to have it built into a laptop?

I doubt obsolescence anticipation has anything to do with it. That’s how tech enthusiasts think, but most people think more in terms of, “Is this useful to me?” And if it’s doing a useful thing now then it should still be doing that useful thing next year as long as nobody fucks with it.

I would guess it’s more just consumer fatigue. For two reasons. First, AI’s still at the “all bark and no bite” phase of the hype cycle, and most people don’t enjoy trying a bunch of things just to figure out if they work as advertised. Where early adopters think of that as play time, typical consumers see it as wasted time. Second, and perhaps even worse, they have learned that they can’t trust that à product will still be doing that useful thing in the future because the tech enthusiasts who make these products can’t resist the urge to keep fucking with it.