Misrepresenting banks' positions was the actual cause of the crash though

The people committing TARP fraud may have been the same people that caused regular working people to lose their homes, businesses, and retirement funds, but unless that venn diagram is pretty clearly overlapped I think you're misunderstanding what the general public was / is upset about.

I know there were some really large settlements in 2012 and onward, but for everyone I know who lost their business or their home or their investments, I don't know anyone who received any of this settlement money.