Periodic reminder that "identity theft" is the financial system gaslighting you into thinking their poor decisions are your fault.

We don't even need the term "identity theft". We already have a perfectly good word for than: "fraud".

This is a Mad Libs autopilot reply which has nothing to do with the article.

I wouldn't say it has nothing to do with the article. A real estate agent selling your land on behalf of someone that isn't you is roughly analogous to a bank giving credit in your name to someone who isn't you. Either way, someone who isn't you got scammed by someone else who also isn't you, but somehow this is your problem.

That's why I downvoted and flagged it -- along with your content-free response.