I've made a similar observation. I'm clearly in camp #2: No agents, and use ChatGPT or Gemini to ask specific questions, and feed it only the context I want it to have.

I have a parallel observation: Many people use code editors that have weak introspection and refactoring ability compared to IDEs like JetBrains'. This includes VSCode, Zed, Emacs etc. I have a suspicion there is a big overlap between this and Group 1. It is wild to me that people are generating AI code while skipping in-IDE error checking, deterministic autocomplete, and refactoring.