I know this argument is used a lot, but it it really doesn't make sense to me. A government is expected to give you reasonable accommodation, but it's not their duty to let you run their software via a means they don't trust. It's convenient to use their app, but again not required.

Having controls is part of participating in society. I don't believe you should be able to make large transactions in total anonymity either. It's robbing you of a freedom, but society has deemed it a worthwhile tradeoff for preventing crime via money laundering and what not.