Barclays, with standard current accounts, provides several methods none of which are SMS. There's a separate pin-code device (called Pinsentry) that does TOTP and challenge-response, or passcodes for both telephone and Internet banking.
Barclays, with standard current accounts, provides several methods none of which are SMS. There's a separate pin-code device (called Pinsentry) that does TOTP and challenge-response, or passcodes for both telephone and Internet banking.
Yeah, Nationwide has the little PIN code device which definitely helps with transactions but not logging in: that's still old-school.