I am author Unise's age, and also ran my own construction startup for about fifteen years. Covid, bitcoin, and spite helped me fire all but one of my clients.
In hindsight, I do wish my own venture had always remained "side work" — as it was during my IBEW apprenticeship. As a full-time endeavor, this article absolutely speaks Truth ["that manager is YOU — and they're a terrible boss"].
Entrepreneurship isn't for most people, and although I've made most of dollars on 1099... I wouldn't choose so again. I've taken several years "re-grouping" as I try to determine what next... and fortunately still have one client that pays my bills (and enough savings from decade-old investments) and am not too worried financially.
I haven't had health insurance since leaving the union (a decade ago), and am definitely not getting any younger. The things I have done to keep an ungrateful client happy... aren't worth discussing (but I have learned so much).
Hopeful that when this administration ends our economy can pick back up and I can find a decent master/employer. I will be more grateful than most.
Good article, Mr. Unise.
Check healthcare.gov for health insurance.
I've taken a few days to think about this common response, to me (as a no-dependants forty-something with no need to meet exhorbitant US healthcare fees) — there's just no net benefit (v. e.g. paying cash to amenable providers).
Also, I no longer use email so... no effort there.