Debt is a major problem for sure, and a cornerstone of our economic system. There should have been mandatory debt protection during that lockdown but there wasn't.
UBI potentially leads to inflation. If everyone has X amount of income then rents and prices go up accordingly.
Taxation is totally unfair. 20% of most of what we buy here is going into government coffers, raising our cost of living. We get less and less in return as public services are slashed. Add onto that other taxes, and it is the government, not just corporations who are major instigators of debt and the poverty trap...
I assume you're referring to VAT, and in the UK? It feels like they let us keep 20% of what we make these days... Don't get me started on poverty traps. The realisation and reality of all of this has recently hit me like a ton of bricks.