I'll explain a bit what's going on here. The typical crypto ethos usually isn't aligned with governments or paying taxes at all.
Additionally, banks are heavily government regulated entities, they are almost part of the executive branch. Aiding in the collection of taxes, neutering economic incentives for illegal activities, and implementing public economic policy are common and unquestioned responsibilities placed on banks through laws.
Banks launder money for extreme illicit activities. Look at TD Bank or HSBC, they were find record breaking for laundering cartel money. Your naivety is not surprising since you refuse to dig deeper and discover the actual truth. Banks and govt doesn't care about you. Their purpose is to deceive, steal and manipulate their true motive from general population. They own your whole life.
Chill man, I'm explaining your position.
Also both can be true, if I say that the function of cops is to deter crime, the fact that some cop committed a crime isn't a counterargument really
Yes, it goes both ways but people always focus on monero's crime use which by the way indirectly hardens the protocol. Most people don't like to say it but it's the truth. The world's highest ranking agencies and billion dollar companies like chanalysis cannot break it, which means it actually works and the reason those actors wanna crack monero is because of some "illicit" usage.
It's an indirect audit being conducted all the time. The best chainanalysis could come up with was running malicious nodes to deanonymize users.
It does go both ways, but the ratio of legitimate to ilegitimate use is important, with banks and law enforcement it's like one in a million. With crypto, crime represents more than half of usage by mcap.
You are missing the entire point. The money itself is fake and artificially generated at will by these authorities. Monero and any major coin has actual value because you can't just create out of thin air. Fiat is on it's edge. Look at monero's price, it's growing at record breaking point. Why? People realize it's true value and anonymity/privacy aspects.